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CPP at 60 vs 65 vs 70

Educational estimates using published CRA-style limits. Not tax advice.

Estimated CPP at 65 (annual)Start age: 65

Illustrated annual: $13,600

Early CPP is reduced by 0.6% per month before 65; delayed CPP increases by 0.7% per month after 65, up to 70. This is an educational illustration, not a Service Canada estimate.

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